Borrow up to $15,000 at 0% interest for solar, a home battery or an EV charger, and pay it back over up to 10 years. We're an approved supplier, so we can quote and install it under the program and take you through the whole thing.
Home Energy Saver is a NSW Government program that helps households pay for upgrades that bring their power bills down. Eligible homeowners and landlords can borrow up to $15,000 with no interest to put towards approved upgrades, and repay it over up to 10 years. Only approved suppliers can offer it, and we're one of them.
In plain terms, you can put in solar or a battery now, have it working on your power bills straight away, and pay it off over time without paying a cent in interest.
Borrow between $2,000 and $15,000 per property for approved upgrades.
No interest, and no establishment or monthly account fees.
Spread the repayments over a term that suits you, up to 10 years.
The loan covers the upgrade, so you're not finding thousands of dollars before the job starts.
The upgrades we install under the program
New rooftop solar, designed and installed by our SAA accredited team, with panels and inverters from the Clean Energy Council's approved list.
Home batteriesA battery added to your existing solar, or put in alongside new solar. It needs more than 5 kWh of usable storage, a 10-year warranty and the ability to join a virtual power plant. We'll quote one that qualifies.
EV chargersA Level 2 wall charger for your garage or carport, wired in by our licensed electricians and set up to charge from your solar.
If your switchboard needs upgrading to safely take the new solar, battery or charger, that work can go on the loan too.
The same loan also covers heat pump and solar hot water, reverse-cycle air-conditioning, ceiling insulation, ceiling fans, induction cooktops, double glazing, draught proofing and a NatHERS home energy rating. The $15,000 limit is for the whole property, however it's split across upgrades.
Check these before you call
Owner-occupiers and landlords can apply. Renters can't, but a landlord can upgrade a rental with the tenant's consent.
The person taking out the loan needs to be one or the other.
That's your household's combined taxable income.
Social and community housing, and holiday lets like Airbnb, are excluded.
As with any loan, there's a check that you can comfortably make the repayments.
If you live in a strata building, you'll need their consent before the install.
From first call to switched on
Call or email and tell us what you're after. We'll run through the basics, like whether you own the home and what's already on the roof, and let you know if the loan's likely to suit.
One of the family comes out and gives you an itemised written quote: the full price, any other incentives taken off, and the amount going on the loan.
Happy with the quote? We take you through the loan paperwork, then our own licensed crew installs the system and shows you how it all works. Your interest-free repayments start once the job's done.
The loan doesn't replace the other incentives. It comes on top of them. Before anything goes on the loan, the program has us take off every federal and NSW incentive your system qualifies for, such as small-scale technology certificates (STCs) on solar, the federal Cheaper Home Batteries discount on batteries, and NSW's Peak Demand Reduction Scheme where it applies. Your itemised quote shows each one, and the loan covers what's left.
Only approved suppliers can offer the Home Energy Saver loan. We're a New Energy Tech Consumer Code (NETCC) Approved Seller, and SAA accredited to design and install solar, batteries and stand-alone power systems. We're a family business based in Pokolbin, and our own licensed crew does every install.
Yes. The loan is 0% interest with no establishment or monthly account fees, so you pay back what you borrowed. The loan agreement sets out the full terms, including what happens if a repayment is missed, so read it before you sign.
Yes, and it's one of the most common uses. A battery can only go on the loan if the home has solar, so if you don't have any yet, we'll quote the two together.
You pay the difference yourself, usually as a deposit. The deposit and the loan together can't add up to more than the quoted price.
Anything that isn't on the approved list, such as backup generators, servicing or panel cleaning. It also can't pay for getting your home ready, like roof repairs.
Borrow the full $15,000 over 10 years and your repayments are $125 a month, with no interest added.
We install solar, batteries and EV chargers under the program across the Hunter Valley (Cessnock, Kurri Kurri, Maitland, Singleton and Muswellbrook), Newcastle, Lake Macquarie, the Central Coast and the Central West. Pick your area to see what we typically do there.
Somewhere else? See all the areas we cover or just ask.
Call us on 1300 748 477, email info@kempenergy.com.au or send a few details through our quote form. One of the family will get back to you, run through whether you're eligible, and quote it properly.
Home Energy Saver is a NSW Government program. Loans are provided by the program's approved lenders, not by Kemp Energy, and are subject to the program's eligibility criteria and the lender's assessment and approval. Interest rate 0% p.a., comparison rate 0.00% p.a. Terms and conditions apply. This page is general information only. Read the full program details on the NSW Government's Home Energy Saver page.
